AIDA Europe (Association Internationale de Droit des Assurances Europe) is established as an association pursuant to Articles 60 et seq. of the Swiss Civil Code. It is governed by its own by-laws and, in matters not covered by them, by the legislation of Switzerland. Its seat is in Zurich, Switzerland.

By the terms of its By-laws its members are confined to European AIDA National Section members, to European ARIAS entities which are centrally affiliated to AIDA and to any other AIDA National Sections, not otherwise forming part of any other regional grouping of AIDA, which conform with the aims of AIDA and which have an interest in collaboration at such a regional level.

AIDA Europe covers its expenses by various means which include sponsorship contributions or donations received from Members or others, from the net proceeds of any events or activities which it may arrange and by way of any annual Members’ subscriptions, as may from time to time be decided.

Its affairs are managed by its Assembly, by its Committee and by Special Sub-Committees it may establish to perform specified tasks.

The original AIDA Europe by-laws were adopted by the Assembly on 21 May 2008 in Hamburg. They were amended by the Assembly on 13 September 2012 in London and further amended by subsequent Assembly resolution on 30 September 2016 whereupon, in each case, they came into force with immediate effect.

Their full terms are as follows:

AIDA EUROPE - By-Laws

Article 1 - Name and Aims

1. Under the name of AIDA Europe (Association Internationale de Droit des Assurances Europe) an Association pursuant to Articles 60 et seq. of the Swiss Civil Code is established.

2. AIDA Europe is a non-profit making European association of unlimited duration with the purposes of promoting and developing directly and through its members, i.e. National Sections of AIDA (Association Internationale de Droit des Assurances) and centrally-affiliated AIDA Insurance and Reinsurance Arbitration Societies (ARIAS), which are at any time both eligible and accepted as AIDA Europe Members, the development at a European level of insurance and related law,

a. the study and knowledge of international and national insurance law and of related matters;

b. proposing measures for adoption in the field of insurance at an international or national level which may lead to the harmonisation of insurance law or the means for resolution of insurance disputes;

c. facilitating the exchange of academic know-how between its Members and any other European organisation similarly dealing with insurance-related matters;

d. supporting academic work in the field of insurance, such as co-operation with universities or the sponsoring of academic research and papers.

Article 2 - Applicable Law

AIDA Europe shall be governed by these by-laws and, in matters not covered by them, the legislation of Switzerland, in particular Art. 60 et seq. of the Swiss Federal Civil Code shall apply.

Article 3 – Seat

The seat of AIDA Europe is Zurich, Switzerland.

Article 4 - Ways and Means

AIDA Europe shall by the following ways and means, in addition to any others the Committee may consider appropriate, endeavour to achieve the aims enumerated in Article 1 paragraph 2:

a. providing for the organisation of European colloquia at regular intervals, including publication of relevant papers and documents;

b. participation, when considered useful, in international meetings, such as congresses, conferences, symposia, roundtable conferences, etc. in co-operation with other bodies concerned;

c. issue of periodicals reporting on the activities of AIDA Europe and its National Sections and on developments in insurance law (legislation, jurisprudence, doctrine);

d. publication of monographs dealing with insurance law and related matters;

e. co-operation with both European and, where appropriate, international institutions interested in insurance law as well as with educational institutes for insurance law.

Article 5 - Membership

1. Eligibility for membership of AIDA Europe is confined to those European National Sections which are members of AIDA and any European ARIAS entities which are centrally affiliated to AIDA and in each case situated in Europe, or to any other AIDA National Sections, not otherwise forming part of any other regional grouping of AIDA, which conform with the aims of AIDA and which have an interest in collaboration at such a regional level.

2. Any entity which fulfils the said eligibility criteria and is not already acknowledged as a member of AIDA Europe must make application for membership to the AIDA Europe Committee via the Committee’s designated secretariat support in such manner as may from time to time be directed. The AIDA Europe Committee will inform applicants of the result of any application as soon as possible and of the terms of such membership. AIDA Europe will generally be keen to welcome the admission of eligible applicants, but reserves the right through its Committee to decline or to impose special terms upon membership or at any time to issue a suspension or termination of membership as the Committee may deem appropriate.

3. Subject to the provisions of Article 5 paragraph 2, Members are entitled to take part in or to be represented at the Assembly and all Members are to collaborate in the implementation of the aims of AIDA and AIDA Europe, in particular in the preparation of reports for the colloquia, and the communication, at least once a year, of information on the development of insurance law in their own countries.

Article 6 - Financing

AIDA Europe covers its expenses by various means which include sponsorship contributions or donations received from Members or others, from the net proceeds of any events or activities which it may arrange and by way of any annual Members’ subscriptions, as may from time to time be decided by the Assembly, in light of proposals made by the Committee.

Article 7 – Liability

The assets of AIDA Europe are the sole guarantor for the liabilities of AIDA Europe. Neither the Members, nor the Committee of AIDA Europe shall be personally liable for either the obligations or debts of AIDA Europe.

Article 8 - Executive Instruments

AIDA Europe's executive instruments are the following: a. The Assembly (Article 9) b. The Committee (Article 10) c. Special Subcommittees (Article 11)

Article 9 - The Assembly

1. The Assembly comprises delegates duly elected by the Members.

2. Each Member shall have one vote at the Assembly. Resolutions, including elections, shall need a simple majority of votes present to be passed, with the exception of the decision calling for the dissolution of AIDA Europe or the changing of the aim of AIDA Europe as set out in Article 1 paragraph 2 above, both of which require a qualified two-thirds majority of the votes of all Members. Each Member may appoint, as its proxy, any other Member of AIDA Europe or the Chairman or a Vice-Chairman of AIDA Europe, to vote upon any resolution either according to the direction of the member granting the proxy, or at the discretion of the proxy-holder. Such appointment shall be in writing and a copy thereof shall be lodged with the AIDA Europe Committee via their designated secretarial support prior to the Assembly meeting.

3. The Assembly is the highest executive authority of AIDA Europe and shall decide on the following matters:

a. election of the members of the Committee;

b. annual Members' subscriptions, if need be;

c. amendments of the by-laws and dissolution of AIDA Europe; and

d. all matters which are reserved by law (Art.65 para. 1 and 2 of the Swiss Civil Code) or which are not assigned to the Committee.

4. The Assembly shall meet at least once within four years.

5. At the request of the Committee or of at least five Members the Assembly may pass resolutions by correspondence. In such circumstances, resolutions, including elections, shall need a simple majority of votes cast, save for any call for the dissolution of AIDA Europe or the changing of its aim which shall in each case require a two-thirds majority of all votes cast.

Article 10 - The Committee

1. The Committee is the managing body and represents AIDA Europe externally. It shall be responsible for all matters other than those reserved for or assigned to the Assembly as provided for in Article 9 paragraph 3 d) above. Subject to the terms of this Article, it shall organise itself as it deems necessary.

2. The Committee shall be composed of not more than fifteen Committee members, which are elected by the Assembly for a term of four years. The Committee shall elect from amongst its members, for a term of office of four years, the Chairperson or a maximum of two Co-Chairpersons, as the Committee may decide, from time to time, and up to three Vice Chairpersons. The Chairperson or Co-Chairpersons may be re-elected once and, in exceptional cases, twice. Other members may be re-elected up to three times. All members of the Committee, however, have to resign from the Committee upon the close of the term during which they attain the age of 70, save in exceptional circumstances as approved in advance by a simple majority of votes cast by the Committee. Casual vacancies on the Committee in between meetings of the Assembly may be filled by the Committee.

3. The members of the Committee shall present a list of prospective Committee members to the Assembly for election. Every endeavour shall be made to ensure fair geographical and linguistic representation as well as a gender diversity; likewise the numerical importance of the members shall be taken into account.

4. The Committee shall appoint a Treasurer, and, if need be, an Administrative Secretary for the AIDA Europe Secretariat, neither of which need be Committee members. The Treasurer will maintain and prepare any accounts and records of AIDA Europe for submission to the Committee as the Committee may from time to time direct and for formal delivery of any income and expenditure accounting to the Assembly. Any Administrative Secretary appointed will support any administrative or operational matters of AIDA Europe as directed by the Committee.

5. Every member of the Committee shall be entitled to appoint any other person, whether a member of the Committee or otherwise, to be his alternate for the purpose of attending and voting at any meeting of the Committee the member is unable to attend.

6. The Committee will prepare annual reports of the activity of AIDA Europe which will be sent to the Presidential Council and General Assembly of AIDA.

7. The Committee may fix fees for specific projects and/or events.

8. The resolutions of the Committee are made by simple majority of votes cast. Each member of the Committee shall only have one vote.

9. Committee members are pursuing their activities for AIDA Europe on an altruistic basis without pursuing personal interest in conflict with AIDA Europe’s aims and interests. Save for compensation of any reasonable actual expenses incurred in conjunction with any activities performed for or on behalf of AIDA Europe or its activities, Committee members shall not receive any other compensation. This provision may not be altered as long as AIDA Europe claims any tax exempt status according to applicable Swiss tax laws or regulations.

Article 11 - Special Subcommittees

The Committee may establish Special Subcommittees to be charged with specific tasks.

Article 12 - Working Languages

The working languages of AIDA Europe are English, French, German, Italian and Spanish. The Committee will determine which languages will be used at any meetings/conferences etc and for any communications etc.

Article 13 - Withdrawal from AIDA Europe

A Member may withdraw from AIDA Europe at any time subject to six months prior notice effective from 31st of December in any year.

Article 14 - Funds of AIDA Europe on Dissolution of AIDA Europe or on Change of AIDA Europe’s Aim

In the event of the Assembly deciding to dissolve AIDA Europe any net funds of AIDA Europe which remain after its liquidation will be passed to AIDA, or in case of AIDA’s absence to qualify for Swiss tax purposes, to any other charitable, tax exempt organisation in Switzerland, as determined by the body responsible for the dissolution of AIDA Europe. This provision may not be altered as long as AIDA Europe claims any tax exempt status according to applicable Swiss tax laws or regulations.

Article 15 - Interpretation

1. In these by-laws, except where it is inconsistent with any more specific legal obligation or where any contrary intention expressly appears, the expressions, “written” or “in writing” or “by correspondence” shall include all communications, including notices, and all accompanying materials (which shall be considered an integral part of the communication or notice whether sent by way of attachment or a link to information available on a website or both), sent electronically via email or other comparable technology which permits access by visual display and digital storage and/or reproduction by printing.

2. For the avoidance of doubt, notices convening meetings and documentation required to accompany such notices may be served electronically by any form of electronic communication to which the Member has consented and where so served shall be deemed to have been received by the recipient Member on the date and time of sending unless a failure notice is received by the sender within twelve hours of the email or equivalent being sent.

3. A Member consents to electronic communication in the case of email by providing to either AIDA or to AIDA Europe an email address for this purpose or in the case of any other form of electronic communication by notifying AIDA or AIDA Europe that it consents to receiving communications in that form.

Article 16 - Final Provision

The original AIDA Europe by-laws were adopted by the Assembly on 21 May 2008 in Hamburg. They were amended by the Assembly on 13 September 2012 in London and further amended by subsequent Assembly resolutions on 30 September 2016 and 31 May 2020. These by-laws so came into force on 1 June 2020 and abrogate and so abrogate all prior by-laws of AIDA Europe.