This page (together with the documents to which this page refers) informs you of the Conditions of Use upon which you may make use of the website, (“the Website”) whether as a guest or registered user. By using the Website, you indicate that you accept these Conditions of Use and that you agree to abide by them. If you do not agree to these terms, you should refrain from using our website immediately.

General Information

The Website is published by the Association Internationale de Droit des Assurances (AIDA),  a non-profit-making international association governed by its by-laws and, in matters not covered by them, the legislation of Switzerland, in particular Art. 60 et seq. of the Swiss Federal Civil Code. AIDA’s seat is located in Seestrasse 45, CH-8002 Zurich, Switzerland and is represented by its president, Ms Peggy Sharon. (email: / telephone number +972 3 6886768).

This Website includes reference to or publications by two Regional Groupings, the Comite Ibero-Latinoaemericano de AIDA (CILA) and AIDA Europe a Swiss association with its seat in Zurich, Switzerland. The Director of Publication is Ms Peggy Sharon, President.

The Website is hosted by Hetzner Online GmbH, Industriestr. 25, 91710 Gunzenhausen, Germany (Tel.: +49 (0)9831 505-0; E:;


The information contained in this website is for general information purposes only. The information is provided by the Association Internationale de Droit des Assurances (“AIDA”)  and/or its associates and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose or that the website is virus-free or error-free. Any reliance you place on such information is therefore strictly at your own risk. In particular, no information in this website constitutes legal advice of any kind.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of, or inability at any time to access, this website, including any computer virus or other technologically harmful material which may infect any computer equipment, programs, data or other proprietary material owing to use made of the Website or the downloading of any material loaded upon it or upon any website linked to it.

Through this website you are able to link to other websites which are not under the control of AIDA. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, AIDA takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Access to and use of the telecommunications network necessary to access the Website shall be at the user's expense, in accordance with the terms and conditions set by his access providers and telecommunications operators.

It is recalled that the acts of fraudulently accessing or remaining in a computer system, obstructing or distorting the functioning of such a system, fraudulently introducing or modifying data in a computer system constitute offences punishable by criminal penalties.

Access to the Website

Access to the Website is permitted on a temporary basis. We reserve the right to withdraw, restrict or amend the service without notice or liability of any kind.  

To access certain parts of the platform, the User is invited to create an account by completing the registration form and following the following steps

  • Step 1: Enter an email address and create a password;
  • Step 2: Receive a confirmation email;
  • Step 3: Receive an email confirming the user's registration and the creation of their account.
  • Step 4: You may now gain access to the relevant part of the Website via your login credentials.

If you choose, or are provided with, a user name or password or any other piece of information as part of any security ore restricted access procedure, you must treat such information as confidential, nor may it be disclosed to any third party. We have the right to disable any user name or password, whether chosen by you or by us, at any time if in our opinion you have failed to comply with these.

Intellectual Property Rights

AIDA, or the applicable third party owner, retains and reserves all rights, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including but not limited to all text, data, graphics, logos, videos, photos, podcasts, webinars, conferences, downloadable contents, blogs, e-newsletters and the like) on the Website.

Individual pages and/or sections of the Website may be brought to the notice of others or printed for personal or internal use only, provided that any such notices or print-outs retain all applicable copyright or other proprietary notices.

It is prohibited for any user to modify, copy, transmit, distribute, display, perform, reproduce or create derivative works from any part of the Website content, including any illustrations, photographs, video or audio sequences or graphics separately from any accompanying text, for commercial purposes of any kind, without obtaining an appropriate licence from AIDA or AIDA’s licensors.

The databases on the Website are the property of AIDA, which is a database producer. Any extraction or reuse of a qualitatively or quantitatively substantial part of the databases, including for private purposes, is prohibited.

The trademarks and logos appearing on the Website are registered by AIDA or by third parties or are their property. Any reproduction, imitation or use, in whole or in part, of these distinctive signs without the express authorization and in violation of legal obligations engages the responsibility of their author.

Any use of the Website in breach of these Conditions of Use or for illegal purposes will lead to an immediate forfeiture of that user’s right to use the Website and may result in legal action against the offenders.

Personal Data

The basis upon which any personal data is collected or provided and processed is explained in AIDA’s Privacy Policy which forms part of and is to be read in conjunction with these Conditions of Use.


AIDA reserves the right to revise these Conditions of Use at any time and without prior notice. Revisions may appear on this page, which should be visited at regular intervals. Some provisions may otherwise be superseded by provisions or notices published elsewhere on the Website.


To the extent that any provision within these Conditions of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, such provision shall be deemed not to be part of these Conditions of Use, but shall not affect the validity, lawfulness or enforceability of the remainder of these Conditions of Use in that jurisdiction, nor in any other jurisdiction.

Applicable Law

The content of the Website is subject to the laws of Switzerland.